:root{--navy:#1e304b;--ink:#203149;--blue:#244bc1;--blue-dark:#183d9c;--muted:#5b687a;--line:#dde4ed;--wash:#f3f6fa;--pale:#eaf0ff;--teal:#006e66;--amber:#7c4b0a;--white:#fff;--radius:18px;--shadow:0 12px 38px #2138570b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fbfcfe;color:var(--ink);font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}a{color:var(--blue);text-underline-offset:4px}a:hover{color:var(--blue-dark)}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}:focus-visible{outline:3px solid #f0a500;outline-offset:4px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(2.3rem,4.5vw,4rem);line-height:1.12;letter-spacing:-.045em;font-weight:760;margin-bottom:22px}h2{font-size:clamp(1.55rem,2.6vw,2rem);line-height:1.22;letter-spacing:-.025em}h3{font-size:1.15rem;line-height:1.35;letter-spacing:-.015em}p{margin-bottom:16px}small,.small{font-size:.85rem}strong{font-weight:700}.muted{color:var(--muted)}.wrap{width:min(1180px,calc(100% - 48px));margin:0 auto}.narrow{max-width:820px}.skip{position:fixed;top:-90px;left:12px;background:var(--navy);color:#fff;padding:12px;z-index:20}.skip:focus{top:12px}.header{background:white;border-bottom:1px solid var(--line)}.header-in{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:88px}.brand{display:flex;align-items:center;gap:20px;color:var(--ink);text-decoration:none;flex-shrink:0}.brand img{width:108px;height:auto}.brand small{line-height:1.25;text-transform:uppercase;font-size:10px;font-weight:750;letter-spacing:.09em;border-left:1px solid var(--line);padding-left:18px}.nav{display:flex;align-items:center;gap:24px;flex-wrap:wrap}.nav a{font-size:14px;color:var(--ink);text-decoration:none}.nav a[aria-current=page]{color:var(--blue);font-weight:750}.nav .contact{border:1px solid var(--line);border-radius:9px;padding:8px 13px}.pilot{font-size:12px;letter-spacing:.07em;text-transform:uppercase;color:var(--teal);font-weight:750;display:flex;align-items:center;gap:8px;margin-bottom:20px}.pilot:before{content:'';width:7px;height:7px;background:var(--teal);border-radius:50%}.hero{padding:64px 0 38px}.hero-grid{display:grid;grid-template-columns:1.65fr 1fr;gap:60px;align-items:center}.lead{font-size:1.15rem;line-height:1.65;color:var(--muted);max-width:670px}.hero-aside{background:var(--navy);color:white;border-radius:24px;padding:30px;box-shadow:var(--shadow)}.hero-aside p{color:#d8e2f1}.hero-aside h2{font-size:1.4rem}.steps{list-style:none;padding:0;margin:24px 0 0;counter-reset:step}.steps li{display:flex;gap:14px;align-items:center;margin:16px 0}.steps li:before{counter-increment:step;content:counter(step);display:grid;place-items:center;background:#ffffff14;border:1px solid #ffffff30;border-radius:50%;height:32px;width:32px;flex-shrink:0;font-size:13px}.search-box{display:flex;gap:10px;background:#fff;border:1px solid #b9c9e5;padding:8px;border-radius:12px;box-shadow:var(--shadow);margin:26px 0 12px}.search-box input{width:100%;min-width:0;border:0;background:transparent;padding:10px 12px;outline-offset:0;color:var(--ink)}.search-box button{white-space:nowrap}.button,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:var(--blue);border:1px solid var(--blue);border-radius:9px;padding:11px 18px;color:white;text-decoration:none;font-size:14px;font-weight:650}.button:hover,.btn:hover{background:var(--blue-dark);color:white}.button.secondary,.btn.secondary{background:white;color:var(--ink);border-color:#cbd6e6}.button.secondary:hover,.btn.secondary:hover{background:var(--wash)}.text-btn{padding:4px;border:0;background:none;color:var(--blue);font-weight:650}.quicklinks{display:flex;gap:8px;align-items:center;flex-wrap:wrap}.chip{display:inline-flex;background:#fff;border:1px solid var(--line);color:var(--muted);border-radius:999px;text-decoration:none;padding:6px 12px;font-size:12px}.chip:hover{background:var(--pale)}.section{padding:32px 0 42px}.section-head{display:flex;justify-content:space-between;gap:20px;align-items:baseline;margin-bottom:20px}.section-head h2{margin-bottom:0}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{padding:25px;border:1px solid var(--line);background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);display:flex;flex-direction:column;gap:12px;min-width:0}.card h3,.card p{margin:0}.card p{font-size:14px;color:var(--muted)}.card>a:last-child{margin-top:auto}.eyebrow{font-size:11px;font-weight:750;text-transform:uppercase;letter-spacing:.09em;color:var(--blue)}.card-top{display:flex;justify-content:space-between;align-items:center;gap:12px}.icon-tile{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--pale);color:var(--blue);font-weight:750}.arrow-link{font-size:14px;font-weight:700;display:inline-flex;align-items:center;gap:7px}.pills{display:flex;gap:7px;flex-wrap:wrap}.pill{font-size:11px;padding:3px 8px;background:var(--wash);border-radius:5px;color:var(--muted)}.pill.ask{color:var(--amber);background:#fff5df}.note{border:1px solid #cbd8ef;background:#edf3ff;border-radius:12px;padding:18px 20px;font-size:14px;margin:20px 0}.note p:last-child{margin-bottom:0}.note.warning{background:#fff8e9;border-color:#f1d8a6;color:#684008}.note.good{background:#edf8f5;border-color:#c3e5db;color:#155951}.readable{font-size:16px;line-height:1.75}.breadcrumb{font-size:13px;color:var(--muted);padding-top:26px}.breadcrumb a{text-decoration:none}.page-title{padding:26px 0 10px}.page-title h1{font-size:clamp(2.2rem,4vw,3.25rem)}.filter-row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;margin:20px 0}.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px;min-width:0}.field label, .field-label{font-size:14px;font-weight:700}.field input,.field select,.field textarea,.filter-row select{width:100%;border:1px solid #bdc9da;background:white;border-radius:9px;padding:11px 12px;color:var(--ink);min-width:0}.field input[aria-invalid=true]{border:2px solid #b12936}.field .hint{font-size:12px;color:var(--muted);line-height:1.45}.field textarea{min-height:120px;resize:vertical}.filters label{font-size:13px;font-weight:650;display:block;margin-bottom:6px}.tool-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:28px;align-items:start}.panel{border:1px solid var(--line);background:#fff;padding:28px;border-radius:var(--radius)}.panel h2{font-size:1.35rem}.panel .grid-2{gap:16px}.results{border:1px solid #ccd7ed;border-radius:var(--radius);background:white;padding:28px}.results-title{margin-top:0}.result-main{background:var(--navy);color:white;border-radius:13px;padding:22px;margin-bottom:20px}.result-main p{margin:0;color:#d9e3f4}.amount{font-size:clamp(2rem,4vw,3rem);font-weight:750;letter-spacing:-.04em;line-height:1.2;margin:10px 0}.result-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}.metric{background:var(--wash);padding:17px;border-radius:10px;margin-bottom:18px}.metric strong{display:block;font-size:1.45rem}.metric span{font-size:12px;color:var(--muted)}.empty-state{padding:30px;background:var(--wash);border:1px dashed #bdc9db;border-radius:var(--radius)}.empty-state p:last-child{margin:0}.error-summary{background:#fff1f0;border:2px solid #b12936;color:#7a1d25;padding:16px 20px;border-radius:10px;margin-bottom:20px}.actions{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:9px;margin:16px 0}table{border-collapse:collapse;width:100%;font-size:13px}th,td{padding:11px 13px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}th{background:var(--wash);font-size:12px}td.num,th.num{text-align:right;white-space:nowrap}tr:last-child td{border-bottom:0}.guide-detail{display:grid;grid-template-columns:1.5fr 1fr;gap:28px;margin:20px 0 50px}.guide-main{padding:32px;border:1px solid var(--line);border-radius:var(--radius);background:white}.guide-main h2{font-size:1.5rem}.guide-side{align-self:start;background:var(--wash);border-radius:var(--radius);padding:25px}.guide-side dt{font-size:12px;color:var(--muted);margin-top:15px}.guide-side dd{margin:3px 0;font-size:14px;font-weight:650}.route-block{padding:27px;border:1px solid var(--line);border-radius:var(--radius);background:white;margin:22px 0}.route-block ol{padding-left:22px}.route-block li{padding:5px}.flow-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:25px;border:1px solid var(--line);border-radius:var(--radius);background:white}.flow-strip p{font-size:13px;color:var(--muted);margin:6px 0 0}.footer{border-top:1px solid var(--line);margin-top:35px;padding:32px 0;background:white}.footer-in{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.footer p{font-size:12px;color:var(--muted);max-width:620px;margin:8px 0}.footer a{font-size:13px}.footer-links{display:flex;gap:17px;flex-wrap:wrap}.privacy-line{font-size:12px;color:var(--muted);margin-top:14px}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}.status{min-height:1.6em;color:var(--muted);font-size:13px}.details-list{margin:12px 0;padding-left:22px}.details-list li{margin:7px 0}.divider{height:1px;background:var(--line);margin:24px 0}.pill-nav{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}.support-line{border-radius:var(--radius);padding:28px;background:var(--navy);color:white;display:flex;gap:25px;align-items:center;justify-content:space-between}.support-line p{color:#d8e2f1;margin:6px 0 0;font-size:14px}.support-line h2{font-size:1.3rem;margin:0}.support-line .button{background:white;border-color:white;color:var(--navy)}.summary-text{white-space:pre-wrap;font:14px/1.6 system-ui;overflow-wrap:anywhere}.form-title{font-size:11px;color:var(--blue);text-transform:uppercase;letter-spacing:.1em;margin:4px 0 16px;font-weight:750}.tool-option{border-left:4px solid var(--blue)}.foot-note{font-size:12px;color:var(--muted);margin-top:22px}.two-up{display:flex;gap:20px;flex-wrap:wrap}.center{display:flex;justify-content:center;margin:22px 0}details>summary{cursor:pointer;font-weight:650;margin:8px 0}details p{font-size:14px}.summary-confirm{font-size:13px;display:flex;gap:9px;align-items:start}.summary-confirm input{width:18px;flex-shrink:0;margin-top:4px}.question-hint{font-size:13px;padding:16px;border-radius:10px;background:var(--pale)}
@media(max-width:900px){.header-in{gap:12px}.brand small{display:none}.nav{gap:15px}.hero-grid{gap:25px}.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}.tool-layout,.guide-detail{grid-template-columns:1fr}.filter-row{grid-template-columns:1fr 1fr}.tool-layout .results{position:static}.hero-aside{padding:25px}.hero{padding-top:38px}}
@media(max-width:620px){.wrap{width:calc(100% - 32px)}.header-in{flex-direction:column;align-items:stretch;padding:15px 0;gap:13px;min-height:0}.brand{justify-content:center}.brand small{display:block}.brand img{width:92px}.nav{justify-content:center;gap:17px}.nav a{font-size:12px}.nav .contact{display:none}.hero-grid{grid-template-columns:1fr}.hero-aside{display:none}.hero{padding:35px 0 20px}.lead{font-size:1rem}.grid-3,.grid-2,.filter-row,.flow-strip{grid-template-columns:1fr}.panel .grid-2{grid-template-columns:1fr 1fr}.panel,.results,.guide-main{padding:20px}.section{padding:22px 0}.card{padding:21px}.section-head{align-items:start}.section-head>a{font-size:12px}.search-box{margin-top:20px}.search-box .button{padding:10px 14px}.search-box input{padding:8px 4px;font-size:14px}.support-line{display:block}.support-line .button{margin-top:18px}.footer-in{display:block}.footer-links{margin-top:20px}.page-title h1{font-size:2.15rem}.result-pair{gap:10px}.metric{padding:13px}.metric strong{font-size:1.25rem}.quicklinks .chip{padding:5px 9px}.route-block{padding:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{body{font-size:11pt;background:white}.header,.footer,.breadcrumb,.nav,.no-print,form,.empty-state,.page-title .lead,.page-title .pilot,.tool-layout>.panel{display:none!important}.wrap{width:100%}.tool-layout{display:block}.results{border:0;padding:0}.results .actions{display:none}.result-main{background:white;color:black;border:1px solid #999}.result-main p{color:black}.amount{font-size:24pt}.panel,.card,.guide-main,.guide-side{box-shadow:none;break-inside:avoid}.page-title{padding:0}.page-title h1{font-size:24pt}.table-wrap{overflow:visible}a{color:black}h2,h3{break-after:avoid}tr{break-inside:avoid}.results[hidden]{display:none!important}}
.home-results{margin:18px 0;max-height:430px;overflow:auto}.home-results h2{font-size:1.25rem}.home-result-list{list-style:none;padding:0;margin:0 0 18px}.home-result-list li{padding:12px 0;border-bottom:1px solid var(--line)}.home-result-list a{font-size:15px;font-weight:650}.home-result-list small{display:block;color:var(--muted);font-size:12px;margin-top:3px}.hero-aside .eyebrow{color:#e1eaff}.summary-text{max-width:100%;padding:15px;border:1px solid var(--line);background:var(--wash);border-radius:8px}.tool-layout input[type=date]{min-height:45px}.field textarea[aria-invalid=true]{border:2px solid #b12936}
/* Hide the skip link off-canvas without fixed-position artefacts in full-page output. */
.skip{position:absolute;top:12px;left:-10000px}.skip:focus{left:12px}